Personal Loan

We’re here to help you make your dreams a reality. Whether you’re looking to buy a new home, renovate your home, buy a new car or launch a business, our loan products offer you the flexibility you need. Competitive rates and fast approval make Wilmington Savings Bank your hometown choice for loans.

 

Personal Loan

With easy terms and no collateral required, we can get you money fast. Personal loans can be used for a variety of expenses like home improvements, household appliances, special events, debt consolidation and more. Get the money to buy what you need now.

Details

  • Competitive fixed rates for a wide range of personal needs:
    • Start a new hobby
    • Go on vacation
    • Finance education expenses
    • Outfit a game room
  • Flexible terms and monthly payments that fit your budget
  • Local decision-making and processing

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Automobile Loans

Let us help you with where you need to go. When you find that perfect new or used vehicle, we know you need fast approval and convenient payment plans. A car loan from Wilmington Savings offers just that, coupled with competitive rates.

Details

  • Financing for new or used cars and recreational vehicles (RVs):
    • Cars
    • Trucks
    • Motorcycles
    • Boats
  • Affordable payment plans
  • Get pre-qualified for better bargaining leverage
  • Local decision-making and processing

Apply Now

Home Equity Lines of Credit

Looking to make a big change in life? Use the equity you’ve built in your home to complete a home improvement project you’ve always wanted, buy a new vehicle, help consolidate debts or alleviate expected or unexpected expenses. A Home Equity loan is a revolving line of credit and the interest may be tax deductible.*

Details

  • Low, competitive rates for ongoing and seasonal needs
  • The existing equity in our home is used as collateral for the loan
  • Flexible repayment terms
  • Funds available anytime without reapplying (during the term of the loan)
  • Revolving credit – as principal is repaid, more becomes available for use

*Consult your tax advisor for specific information.

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Real Estate Mortgage Loans

Home is the cornerstone of family and community. Firmly establish your roots with a mortgage loan from Wilmington Savings Bank. We can handle your purchases, refinances, lot loans and construction to permanent financing with a term up to 30 years, competitive interest rates and various term options. We can also facilitate FHA, VA and USDA financing. We offer local decision-making process, with free prequalification to shop within your budget. Our lenders are helpful and provide customized service throughout the entire process.

Details

  • Low, competitive rates for home purchase or refinance
  • Available for primary residence, second residences located within the state of Ohio, and some investment properties
  • Wide range of loan programs available:
    1. Standard mortgage products
      • FHA
      • VA
      • USDA
      • Mini Farm Loans (Must include residence). 
      • Construction/Vacant Land - to Permanent Financing (One Closing).
    2. Alternative Lending Solutions
      • 90% Financing with no PMI no title insurance required with a loan amount up to $250,000
      • 10/1 ARM (Adjustable Rate Loan) no title insurance required with a loan amount up to $250,000

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Construction Loans

Are you ready to start building that perfect home you've been dreaming of? At WSB, you can easily go from construction to permanent financing with one loan! That means that after the construction of your home is completed, you don't have to refinance your construction loan into a mortgage loan. We are here to make the process as easy as possible for you. Let's start building! 

Details

  • Construction to Perm Loan
    • Fixed Rate Financing
    • Chose your own Builder
    • Affordable Payment Plans

Apply Now

Get Started

If you’re interested in any of our loan options, feel free to reach out directly to one of our lenders at Meet Our Lending Team or stop by for a visit.

**All loans are subject to approval.**

 
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