Personal Accounts

At Wilmington Savings Bank, we know how important your personal accounts are. Checking and savings accounts are the foundation of your personal financing which is why we have a wide variety of options to fit your personal needs.

What We Offer:

Simple Checking

Our most basic account with a variety of services and no monthly fee. Get all the perks of a checking account and avoid fees by using this account for your everyday banking.

Premium Checking

Earn interest on your funds while still being able to access them daily with your MasterCard debit card and online banking.

Senior Checking

An account for persons 55 years old and up. This is an interest-bearing account with no service fee and free basic checks.

Simple Savings

This is our basic interest-bearing savings account. This account will help you build your savings while still being able to access your funds daily.

Premier Money Market

This tiered interest rate account is the perfect account to build up your savings account. It’s also great because you still have access to that money, should you need it.

* Account Rates Below

Personal Accounts Comparison Personal Account Rates

Personal Accounts Comparison

Product	Simple Checking	Premium Checking	Senior Checking	Simple Savings	Premier Money Market
Minimum Opening Balance	$100	$300	$100	$100	$100
Minimum Monthly Balance	-	$500	-	$100	$100
Interest Bearing *See Rates Below	-	X	X	X	Tiered Interest Rate
Online Banking	X	X	X	X	X
Bill Pay	X	X	X	-	-
Mobile Banking	X	X	X	X	X
Mobile Deposit	X	X	X	-	-
Notifi Text Alerts	X	X	X	-	-
Card Valet	X	X	X	-	-
Estatements Available	X	X	X	-	X
Monthly Statements	X	X	X	-	-
Debit Card Available	X	X	X	-	-
Checks Available	X	X	X	-	X
*Monthly Service Charges	$0	$5	$0	$5	$10

*If you maintain balance at monthly statement, you will avoid service charges.

Account Rates

Date Effective By: April 15, 2024

	Minimum Balance	Interest Rate	APY*	Minimum Opening Deposit
Simple Checking	-	-	-	$100
Premium Checking	-	0.10%	0.10%	$300
Senior Checking	-	0.10%	0.10%	$100
Simple Savings	-	0.15%	0.15%	$100
Premier Money Market	$0.01 - $2,499.99	0.15%	0.15%	$100
	$2,500 - $9,999.99	0.20%	0.20%	$100
	$10,000 - $24,999.99	0.30%	0.30%	$100
	$25,000 and over	0.45%	0.45%	$100

*Annual Percentage Yield - Assumes interest remains on deposit until maturity

Rates on Deposit products are subject to change without notice. Rates published are accurate and represent the current rates offered. Penalty may be imposed for early withdrawal. Fees charged may reduce annual percentage yield.

Travel Notification

A travel notification is for your protection and ours. The security features on your account could cause your card to be blocked if unusual activity or use is happening in out-of-the-ordinary locations. So, let us know before you go!

Travel Notification Secure Form

FDIC Information

Interactive Video Player

Next Section

Back to Top