Wilmington Savings Bank
We believe in the power of community banking
Neighbors Serving Neighbors
Invest in your future with us! The Ohio Homebuyers Plus Savings Account creates specialized, tax-advantaged savings accounts to assist Ohioans on their home-buying journey. Individuals who open an account will have access to above-market interest rates and may qualify for certain Ohio State income tax deductions.
Requirements include: Must be a resident of the State of Ohio, must be at least 18 years of age, must have a primary residence in the State of Ohio, and may only use the account proceeds toward the down payment or closing costs of a home purchase in Ohio. Accounts connected with Ohio Homebuyer Plus must be used within five years, maintain a minimum balance of at least $100, and cannot exceed a maximum balance of $100,000.
Wilmington Savings Bank offers the Ohio Homebuyer Plus accounts with a 6.18% APY* and a $500 bonus** at account opening.
*APY is Annual Percentage Yield. The APY is accurate as of 3/27/2025. The Interest Rate and APY are subject to change at any time. The required minimum balance to open the account is $100.00 and you must maintain a minimum balance of $100.00 to obtain the stated APY. Interest will be compounded daily and credited to your account monthly.
** At account opening, you will receive a bonus of $500.00 by direct deposit into your account. This bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. If the account is closed for any reason other than an eligible purchase of a home within 48 months of the account opening date, a closing fee of $500.00 will be charged against the account. Wilmington Savings Bank reserves the right to change or cancel this offer at any time.
In the Community
We're not just in this town -- we're a part of it. We are personally invested in the growth and success of our community. Looking for donations or volunteers?
Local Lending
As a community bank, we make our lending decisions at the local level. We consider more than your credit score, because you're not just a number to us. You're a valued member of our community, and we're here to help you achieve your goals.
Get 0.25% off
Your rate on a consumer installment loan
Offer is valid when you open a Wilmington Savings Bank Checking Account with autopay and use either Direct Deposit or Bill Pay.
$750 Closing Cost
on fixed rate mortgages*
*Subject to credit approval. "Closing Costs" refer to lender required charges, only. Other costs and conditions may apply. Talk to a representative for more information.
Meet Our Lending team
Our dedication to our customers along with our experienced, knowledgeable staff enables us to provide you with the service you deserve. Contact our team today!
AllPoint ATM Network
Have access to your money 24/7 without needing to visit a branch. With thousands of locations, our ATM network is an easy, convenient, and secure way to manage your money.
Scams and Alerts
We know how important your privacy and security are. Knowing the steps to take if you suspect your personal information is in jeopardy is critical.
CRA Public File
We prioritize reinvesting in our community. To download Wilmington Savings Bank's CRA Public File, please click below.