Certificates of Deposit

Wilmington Savings offers competitive rates on a variety of accounts to meet all your banking needs. Have questions about which account is right for you? Stop in and allow an experienced banking specialist to help you make an informed choice that is right for you and your family.


Certificates of Deposit Rates

Date Effective By: November 1, 2023 

TermInterest RateAPY*Minimum Deposit

6 Month **




6 Month ***



1 Year 0.25% 0.25% $500
13 Month ** 4.30% 4.39% $500

18 Month




2 Years



3 Years 0.50% 0.50% $500

4 Years




* Annual Percentage Yield (APY) - Assumes interest remains on deposit until maturity

** APY accurate as of 10/25/2023. APY assumes principal and interest remain on deposit for the term of the CD. Limited time offer. Penalty will apply for early withdrawal. Required minimum deposit of $500 to open. At maturity, the 6 month CD specials will automatically renew to a 6 month CD term and the 13 month special will automatically renew to a 12 month CD term with the then current rates.

*** $50,000 minimum of new money required in order to recieve the 5.00% Rate.

Rates of Deposit products are subject to change without notice. Rates published are accurate and represent the current rates offered. Penalty may be imposed for early withdrawal. Fees charged may reduce annual percentage yield. 

FDIC Information

Interactive Video Player
Find UsLocation & Hours Call Usat (937) 382-1659 Contact Uswith secure messages Rate Us on Google Reviews

Expand toolbar

Next Section

Back to Top