Meet Our Lending Team

Our dedication to our customers along with our experienced, knowledgeable staff enables us to provide you with the service you deserve. We look forward to working with you for all your lending needs.


Wilmington Savings Bank Lending Team

Wilmington Location:

NMLS # 408532



Bob Schaad

SVP/Chief Lending Officer
NMLS# 464206
Phone: (937) 366-1402
Fax: (937) 382-3340

Email Bob

Clinton County resident for over 28 years, Bob has been working in the banking industry for 41+ years. Wilmington Savings Bank welcomed Bob as Chief Lending Officer in 2015. Though his specialty is in residential mortgages and construction loans, he is familiar with an array of lending products in both commercial and consumer lending. Bob provides his customers with the insight and assistance to make the lending process as seamless as possible and takes pride in being a community bank with local decision making.

Hillsboro Location:

WayneWayne Bowman

VP/ Loan Officer
NMLS# 881141
Phone: (937) 366-1409
Fax: (937) 661-6168

Email Wayne

Wayne is a lifelong resident of Highland County. He has been working in the banking industry for 25+ years and joined the Wilmington Savings Bank’s lending team in 2018. Wayne specializes in mortgage loans but also helps his customers meet a wide variety of other lending needs, including consumer lending and commercial lending. Wayne strives to help his customers find a solution that will achieve their goals and offer peace of mind.

Ready to take the next step? Easily and securely apply for loans online from our Personal Loans page or reach out to one of our knowledgeable lenders today!

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